While I assume full responsibility for this book and all of its parts, I must acknowledge with deep appreciation the help of several people, including family and friends, for encouraging me to complete the work. My cousin, Karen Haggard, and her friend, Dr. Marilyn Jorgensen, along with my daughter, Chrisann Toelupe, read the first draft. I am grateful for their suggestions for content and utilizing references. I would also like to thank my brother, Michael Richins, and Steve Jensen, for their contribution on content and editing. Also thanks to my grandson, Micah Toelupe, for his original artwork of Chancey, the fictional character used in the book. Picture on cover was purchased from Shutterstock.